The net percentage of people around the world who expect to spend more on the following in 2023 minus the percentage who expect to spend less:
- Utilities
- Groceries and household items
- Education – self/children’s
- Transport costs
- Rent/mortgage
- Childcare
- Paying off debt e.g. credit cards, loans
- Saving/Investments
- Financial services
- In-home entertainment
- Gym/sports/club memberships
- Holidays – domestic
- Electronics/technology
- Holidays – international
- Home improvements/décor
- Food delivery/takeaways
- Clothing/apparel
- Out-of-home entertainment
- Out-of-home dining/eating